{"id":2017,"date":"2024-11-22T15:45:16","date_gmt":"2024-11-22T14:45:16","guid":{"rendered":"https:\/\/www.sequana-epargne.com\/sequana-epargne.com\/?page_id=2017"},"modified":"2025-08-25T10:54:24","modified_gmt":"2025-08-25T08:54:24","slug":"architecture-ouverte","status":"publish","type":"page","link":"https:\/\/www.sequana-epargne.com\/?page_id=2017","title":{"rendered":"Architecture ouverte"},"content":{"rendered":"\t\t
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Nous s\u00e9lectionnons pour vous les meilleures solutions d’\u00e9pargne chez des partenaires de premier choix<\/a>.\u00a0<\/strong><\/h1>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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L’ “architecture ouverte<\/strong>” consiste \u00e0 offrir les meilleures solutions d’\u00e9pargne disponibles sur le march\u00e9,<\/strong> par opposition \u00e0 l’architecture ferm\u00e9e des banques qui souvent privil\u00e9gient ou se limitent \u00e0 leurs produits maison. Nous s\u00e9lectionnons ces fonds et services aupr\u00e8s des institutions financi\u00e8res ( essentiellement soci\u00e9t\u00e9s de gestion<\/a>\u00a0et assureurs<\/a>) les plus performantes et les plus solides du monde dont quelques exemples figurent ci-dessous<\/strong>.\u00a0 Toutes ont d\u00e9montr\u00e9 leur capacit\u00e9 \u00e0 g\u00e9n\u00e9rer de la performance, \u00e0 g\u00e9rer les risques dans la dur\u00e9e et \u00e0 apporter satisfaction aux clients les plus exigeants<\/strong>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Nos partenaires<\/strong><\/a> sont s\u00e9lectionn\u00e9s sur la base crit\u00e8res de crit\u00e8res quantitatifs et qualitatifs rigoureux <\/strong>\u00a0(solidit\u00e9 financi\u00e8re, historique des dirigeants, qualit\u00e9 du traitement des op\u00e9rations et efficacit\u00e9 digitale pour les assureurs, respect de la r\u00e9glementation<\/strong>…). Tous ont d\u00e9montr\u00e9 depuis de longues ann\u00e9es leur capacit\u00e9 \u00e0 g\u00e9n\u00e9rer de la performance et \u00e0 g\u00e9rer les risque dans la dur\u00e9e. Il s’agit <\/strong>de soci\u00e9t\u00e9s de gestion essentiellement r\u00e9gul\u00e9es et agr\u00e9\u00e9es par l’AMF (Autorit\u00e9 des March\u00e9s financiers)<\/strong><\/a> ou leur \u00e9quivalent dans d’autres de pays de l’OCDE, ou d’assureurs r\u00e9gul\u00e9s par l’ACPR (Autorit\u00e9 de Contr\u00f4le Prudentiel et de R\u00e9solution)<\/strong><\/a>. Les fonds d’investissement que nous proposons – en direct ou via les Unit\u00e9s de Compte des contrats d’assurance-vie – disposent tous d’une autorisation de distribution en France<\/strong>, conform\u00e9ment \u00e0 la r\u00e9glementation plac\u00e9e sous la responsabilit\u00e9 de l’AMF.<\/p>

Nous ne s\u00e9lectionnons que les meilleurs fonds des gammes souvent tr\u00e8s \u00e9tendues<\/strong>, r\u00e9pondant aux exigences des clients les plus exigeants.\u00a0\u00a0<\/p>

Nous ne percevons pas d’argent de la part de nos clients<\/strong>: Les sommes investies suite \u00e0 nos conseils sont transf\u00e9r\u00e9es chez nos partenaires et prestataires de services r\u00e9gul\u00e9s et agr\u00e9\u00e9s par les autorit\u00e9s financi\u00e8res, qu’ils s’agisse des assureurs – pour les contrats d’assurance vie,\u00a0 les P.E.R. ou autres produits d’assurance – ou de banques pour les PEA et autres comptes titres destin\u00e9s \u00e0 domicilier les supports d’\u00e9pargne hors assurance vie.\u00a0<\/p>

Acc\u00e9der \u00e0 la pr\u00e9sentation de nos partenaires<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Nous s\u00e9lectionnons pour vous les meilleures solutions d’\u00e9pargne chez des partenaires de premier choix.\u00a0 L’ “architecture ouverte” consiste \u00e0 offrir les meilleures solutions d’\u00e9pargne disponibles sur le march\u00e9, par opposition \u00e0 l’architecture ferm\u00e9e des banques qui souvent privil\u00e9gient ou se limitent \u00e0 leurs produits maison. Nous s\u00e9lectionnons ces fonds et services aupr\u00e8s des institutions financi\u00e8res […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","footnotes":""},"class_list":["post-2017","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=\/wp\/v2\/pages\/2017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2017"}],"version-history":[{"count":58,"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=\/wp\/v2\/pages\/2017\/revisions"}],"predecessor-version":[{"id":2838,"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=\/wp\/v2\/pages\/2017\/revisions\/2838"}],"wp:attachment":[{"href":"https:\/\/www.sequana-epargne.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}